How to sell your house in Luxembourg: Complete guide

Selling a house in Luxembourg is an important step that requires good preparation. This guide walks you through all the essential steps for a successful sale.

1. Preparing the sale

Before putting your property on the market, several elements need to be gathered:

• Gather documents: property title, plans, energy certificate (CPE), maintenance booklet
• Assess renovation needs: identify necessary repairs that could impact value
• Complete mandatory diagnostics: CPE, electrical inspection if necessary

2. Setting the right price

Valuation is the crucial step. A price too high will scare off buyers, too low will lose you money.

• Compare with recent sales in your neighborhood
• Get valuations from 2-3 real estate agencies
• Consider the energy certificate: energy-inefficient properties face significant discounts

3. Choosing the right selling method

You have several options:

• Sale through agency: the agency handles everything. Commission of 3-5%
• Private sale: save the commission but manage everything yourself

With Sellect.lu, you can compare proposals from multiple agencies for free.

4. The preliminary contract

Once a buyer is found, you'll sign a preliminary contract at the notary:

• Sale price and payment terms
• Suspensive conditions (loan approval, etc.)
• Date of final signing
• Deposit (usually 10%)

5. The notarial deed

The notarial deed finalizes the sale. The notary:

• Verifies the legality of the sale
• Proceeds with property transfer
• Collects notary fees (about 7-10% for the buyer)

6. Tax on the sale

In Luxembourg, capital gains are taxed based on ownership duration:

• Less than 2 years: gains taxed at marginal rate
• More than 2 years: reduced rate by half
• Main residence: possible exemption under conditions